TERMS OF SERVICE

Last Updated: August 1, 2026

Welcome to PHOS CRM! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.

1. Who We Are

PHOS Management Inc. ("PHOS CRM," "we," "us," or "our")

12200 Sibley Road, Riverview, MI 48193

Website: phoscrm.com

2. Use of Our Services

When you use our website or services, you agree to:

● Follow all applicable laws and regulations.

● Provide accurate information when creating an account or contacting us.

● Not use our services for any illegal or unauthorized purpose.

● Not attempt to disrupt or damage our website, servers, or networks.

3. Accounts

If you create an account:

● You are responsible for maintaining the security of your login credentials.

● You are responsible for all activity that occurs under your account.

● You must notify us immediately of any unauthorized use of your account.

4. Intellectual Property

All content on our website, including videos, images, logos, and text, is the property of PHOS CRM unless otherwise stated. You may not copy, reproduce, or distribute our content without our written permission.

5. Payments and Services

When you purchase services from us:

● You agree to pay all fees as described at the time of purchase.

● All payments are due in advance unless otherwise stated.

● Subscription-based services will renew automatically unless canceled in accordance with our cancellation policy.

● We reserve the right to change prices at any time, with notice provided in advance.

6. Cancellation & Refunds

For subscription or retainer services:

● Cancellations must be submitted in writing at least 15 days before the next billing cycle.

● Refunds are only issued at our sole discretion and based on the terms of your service agreement.

For one-time project services:

● Deposits are non-refundable once work has commenced.

● Final payment is due upon project completion unless otherwise stated.

7. Third-Party Links

Our services may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content or practices. Use them at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, PHOS CRM is not liable for any indirect, incidental, special, or consequential damages arising out of your use of our services. This includes but is not limited to loss of data, revenue, or business opportunities.

9. Termination

We reserve the right to suspend or terminate your access to our services at any time, without prior notice, if you violate these Terms or misuse our services.

10. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last Updated" date above. Continued use of our services after changes take effect constitutes your acceptance of the updated Terms.